Paysafecard alternative CashtoCode

Paysafecard and CashtoCode are payment methods that you can use to pay cash online. However, there are major differences between the two. We will share the similarities with you, our Paysafecard and CashtoCode experiences and show you what advantages the secure CashtoCode payment method has and why CashtoCode is a real Paysafecard alternative.

CashtoCode / Paysafecard: the similarities

Both companies basically have the same business model. The focus is on cash payments on the Internet. With both CashtoCode and Paysafecard, you don't have to use your bank or credit card details to pay online. Payment in the partner branches is made exclusively in cash. However, there are some important differences that customers need to be aware of. These are as follows:

Paysafecard disadvantages

• Since January 1, 2020, it has only been possible to deposit amounts of up to €50 in cash with Paysafecard.
• If the Paysafecard voucher is lost, the credit on it is irretrievably lost.
• Payment requires the entry of a 16-digit PIN code.

Advantages of the Paysafecard alternative CashtoCode

In addition to the benefits mentioned above, CashtoCode offers you numerous other advantages:

• CashtoCode enables secure cash payments on countless websites without having to enter bank or credit card details.
• When paying in a partner branch, you only need to show the barcode without having to enter a 16-digit code.
• To pay with CashtoCode in a partner store, you only need to show the barcode. You do not need to enter a 16-digit code to credit your online account.
• One hundred percent credit security: If the barcode is lost, your money is not lost as the amount is transferred to the selected online account immediately after the CashtoCode barcode is scanned.
• CashtoCode already works with many secure and established online casinos.

Security when paying with CashtoCode

CashtoCode revolutionizes secure online payment with a simple but effective system. You pay directly in cash at a local retailer and do not have to disclose any sensitive data on the Internet. This makes the method particularly secure against data misuse and fraud.

Central security features:

• No online entry of bank details
• Pure cash payment on site
• Encrypted transmission
• One-time codes against misuse
• Immediate invalidity after use

Data protection at CashtoCode is particularly strong. You remain anonymous during the entire payment process. The merchant only sees your barcode, but no personal information. No data is stored or passed on. This strict separation of payment and identity makes the system virtually unhackable.

Practical safety tips for you:

• Never share your barcode with others
• Do not take screenshots of the code
• Deposit only with official CashtoCode partners
• Check the CashtoCode logo in the store
• Contact support if you have any problems

The sophisticated security system makes fraud practically impossible. Each barcode is unique and can only be used once. Transmission takes place in real time and is encrypted. Even if someone copies your code, they can't do anything with it. The system immediately recognizes whether a code has already been redeemed. Support is available around the clock if you have any questions.

Fee comparison

Fees and costs: Paysafecard vs CashtoCode

With both payment methods, you always pay the amount you actually want to use. However, there are some important differences in the fees:

Paysafecard fees:

• Purchase fees: None when purchasing the card
• Inactivity fee: €2 per month after 12 months
• Exchange fee: €7,50 for refund
• Splitting possible, but remaining balance may expire

CashtoCode fees:

• No purchase fees
• No inactivity fees
• No expiry fees
• Single use – no remaining credit possible

The biggest advantage of CashtoCode: You don't have to worry about hidden fees. The amount is used once and in full. With Paysafecard, you should pay particular attention to these points:

Avoid hidden costs:

• Use credit within 12 months
• Avoid installments if possible
• Pay attention to possible currency conversion fees
• Plan the required amount precisely

CashtoCode is more transparent in its fee structure thanks to the single-use principle. You pay exactly the amount you need – no more and no less.

Problems and security issues with Paysafecard

Paysafecard PIN blocked – What to do?

If your Paysafecard has been blocked, this is annoying – but not automatically a total loss. It can be blocked for various reasons: The most common cause is entering the wrong PIN code several times, which causes the system to activate a block for security reasons. Suspicion of fraud or misuse can also lead to blocking – for example, if the code is redeemed with VPN or via unusual IP addresses.

If your PIN has been blocked, you should contact the official Paysafecard support. Paysafecard offers a blocking form that you can fill out online. Important: You must provide the 16-digit code and ideally the proof of purchase. This is the only way the company can check the facts and, if necessary, release the credit again.

A refund is theoretically possible, but only under certain conditions. If the code has not yet been redeemed and you can prove that you are the legitimate purchaser, Paysafecard can refund the remaining credit to an account – often for a processing fee.

Tracing Paysafecard – Is that possible?

Many users ask themselves: Is it possible to trace a Paysafecard – for example after fraud or an incorrect transfer? The answer depends very much on how you have used the Paysafecard.

If the code was redeemed online, certain data may have been saved. With a myPaysafecard account, each transaction is clearly assigned to a user profile – including timestamp, IP address and amount. In such cases, tracking is generally possible, for example by the authorities as part of an investigation.

If, on the other hand, you have purchased a Paysafecard anonymously in a shop and paid in cash, there is initially no direct link to your identity. However, as soon as you redeem the code – especially via a registered account – part of the anonymity is removed. The IP address can also be saved when you redeem the code, which theoretically makes it easier to trace.

What to do if you want to change your Paysafe number?

Have you lost your Paysafe number, entered it incorrectly or accidentally passed it on? Then you're probably wondering whether you can change your Paysafe number. Unfortunately, this is not possible. The code is unique, cannot be modified and cannot be edited or exchanged for a new one.

If you have entered an incorrect code, check the entry for transposed digits or typing errors. In most cases, the error is of a technical nature. However, if the code has already been used or passed on, you should act immediately. Paysafecard offers a blocking service that you can use to secure your credit – provided it has not yet been redeemed.

A common misconception is that you can “convert” or “renew” the code using certain tools or websites. These offers are usually scams and aim to steal your PIN data. Only trust the official Paysafecard website.

If you would rather do without PINs altogether, CashtoCode is a sensible alternative. Here, a unique barcode is created that does not have to be passed on sensitively at any point. As there is no fixed code, you don't have to worry about whether you can change the number – the risk is completely eliminated.

Paysafecard alternative CashtoCode: Experience & Conclusion

Both Paysafecard and CashtoCode are established and trustworthy payment methods on the Internet that allow transactions to be carried out in cash and without providing bank or credit card details.

With Paysafecard, the limit for real money transactions is restricted to €50. CashtoCode, on the other hand, allows cash payments of up to €400 or €500 with selected partners.

Using CashtoCode is easier and quicker than using Paysafecard. At the partner branch, all you need to do is show the barcode without having to enter a 16-digit PIN. A significant advantage of CashtoCode is that no credit can be lost. As soon as you have paid, the amount is transferred directly and 100% to your online account.

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